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Credit linked schemes

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Recently Principal Secretary, Agriculture Production Department (APD), chaired a meeting to review implementation of credit linked schemes of Agriculture Production Department in Jammu and Kashmir.

Threadbare discussion was held on various credit linked schemes including Holistic Agriculture Development Program (HADP) loan Product, Agri Infrastructure Fund Scheme (AIF), Animal Husbandry Infrastructure Development Fund (AHIDF), Pradhan Mantri Formalization of Micro Food Processing Enterprises (PMFMPE) scheme, High Density Plantation (HDP) scheme,  Kissan Credit Card (KCC) and Rashtriya Gokul Mission (RGM).

He stressed upon the bankers and the concerned officers to develop synergy for effective implementation of credit related schemes of APD to ensure that all the eligible farmers across the UT are benefited. He said that sanctioning and subsequent disbursement process has to be simple. “Rejections need to be minimized and hand-holding of aspiring borrowers need to be done so that benefits of all these schemes reach to the eligible farmers,” he added.

He impressed upon the Banks and line departments alike for disposal of pendency on urgent basis besides calling for viable and quality Detailed Projects Reports (DPRs) of loan projects by availing services of technically qualified resources. He directed the concerned officers to redouble their efforts in further raising the number of PM Fasal Yojana beneficiaries so that the set targets are achieved in full.

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