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Health insurance

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Health cover has been provided to the residents of Jammu and Kashmir and free of cost treatment has been given to the patients in many areas.

There is already a campaign by the administration to register every resident of Jammu and Kashmir for a golden card so that he gets free of cost treatment.

Recently the Chief Secretary of Jammu and Kashmir in a governing council meeting of the State Health Agency has asked them to devise a mechanism so that the patients have not to pay out of their pocket for expenses in hospitals.

25.74 lakh eligible beneficiary families have been insured for the current policy period. It was given out that a premium amount of Rs 1840 per family is paid by the government to provide free health care in 209 local hospitals (118 public+91 private) to our population across the 20 districts of J&K. Highest average claim size of Rs 18004 has been registered in this policy period from 15th of March to 31st August this year, as was informed in the meeting.

Earlier in the 4th Governing Council meeting of State Health Agency, J&K held on 08.11.2021 it was decided that State Health Agency, J&K will go ahead with the fresh tendering process by using a Model tender document issued by National Health Authority.

The State Health Agency, J&K was compelled to seek an interim arrangement to ensure no disruption in services to the people of J&K. In normal course of time, the tendering process takes a minimum of one month to complete and in order to ensure that there is no disruption of the services.

 

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